Pasin Bilong Papua Finance Limited (PFL) long Papua Niugini
Papua Finance Limited, o PFL, em i wanpela insitutesen bilong save long moni i save givim dinau long ol manmeri na ol liklik bisnis long Papua Niugini. Ol i statim dispela wok long yia 2010. PFL em i kampani bilong wanwan manmeri na ol lokal manmeri bilong PNG i ol i gat bikpela hap bilong em, na ol i save wokim. Ofis bilong ol i stap long Port Moresby, long Paragon Haus, Level 1, Ground Floor, Sect 135, Lot 136.
Ol i gat lisens pinis long Bank bilong Papua Niugini (BPNG aninit long Banking & Financial Institutions Act 2000), olsem wanpela insitutesen bilong moni i gat paua long wok. Bikpela tingting bilong PFL em i long helpim ol manmeri i no save kisim gutpela sevis long ol bikpela bang. Dispela i makim ol manmeri i gat liklik pei na ol liklik bisnis i nidim moni bilong ronim wok o baim ol samting. PFL i save kisim moni tu long ol manmeri na yusim dispela moni bilong givim dinau i no gat bikpela intres.
Olgeta wok bilong PFL i stap long han bilong ol lokal manmeri bilong PNG, na dispela i soim strongim bilong ol long helpim kantri. Ol i save traim tru long givim ol dinau i gat liklik intres na ol kondisen i no strong tumas bilong banisim dinau. Dispela pasin i mekim PFL i kamap wanpela gutpela sapota bilong ol komuniti na ol wok bilong liklik bisnis long PNG.
Ol Kain Dinau na Sevis bilong PFL i Save Givim
PFL i save givim sampela kain dinau, na ol dispela i helpim ol manmeri na liklik bisnis long ol kain nid bilong ol. Bikpela dinau bilong ol em i Personal Term Loan – Secured. Dispela dinau i gat ol kain rul na kondisen:
- Husat i Ken Aplikim: Yu mas i bin ronim bisnis bilong yu long wan yia o moa, na bisnis bilong yu i mas strong. Yu mas i stap long wanpela eria i klostu long ofis bilong PFL.
- Hamas Moni: Yu ken kisim dinau long K 1,000 i go inap long K 250,000.
- Taim Bilong Peim Bak: Yu ken peim bak dinau long 2 mun i go inap long 48 mun (4 yia).
- Intres: PFL i tok ol intres bilong ol i liklik tru na ol manmeri i ken baim. Ol namba bilong intres i no kamap ples klia long intanet, tasol ol narapela insitutesen long PNG i save givim intres bilong 15% i go inap 30% long wan yia. PFL i tok ol intres bilong ol i daun bilong dispela namba.
- Ol Fi: Sapos yu leitim peim bak moni bilong yu long tripela mun, orait PFL bai kisim wanpela pesen (1%) ekstra long moni yu mas peim long dispela mun. Ol narapela fi bilong statim dinau o wokim pepa i no kamap klia. Yu save peim bak moni bilong dinau stret long bang akaun bilong PFL.
- Samting Bilong Banisim Dinau (Collateral): Ol dinau i gat banis i mas gat bisnis o ol samting bilong bisnis bilong yu olsem banis. PFL i tok ol i gat ol rot bilong givim dinau i no strong tumas long ol samting bilong banis. Liklik dinau i ken no nidim banis.
PFL i tok ol i gat ol narapela kain dinau tu, olsem dinau bilong wanwan manmeri i no gat banis, dinau bilong bisnis, na ol kain sevis bilong kisim moni. Dispela i olsem ol narapela insitutesen olsem Handy Finance o FinCorp i save givim, we ol i save givim dinau long K 500 i go inap K 50,000 na yu ken peim bak long 78 tupela wik (fortnight).
Hau Yu Ken Aplikim Dinau na Ol Rul Bilong Em
Rot bilong aplikim dinau long PFL i gat sampela lain. Yu ken go stret long ofis bilong ol long Port Moresby bilong aplikim dinau. PFL i gat wanpela websait (www.pflpg.com) bilong givim save long ol wok bilong ol, tasol i no klia sapos yu ken aplikim dinau stret long intanet. I no gat wanpela ap bilong fon (mobile app) bilong PFL long ol stua bilong ap.
Ol Pepa Yu Mas Kamapim (KYC - Know Your Customer):
- Yu mas gat ID bilong gavman (olsem NID, Draiving Lisens).
- Pep bilong soim ples bilong yu i stap (yu mas i bin stap long dispela ples moa long tupela yia sapos yu ronim bisnis).
- Bang akaun bilong yu.
- Namba bilong narapela man o meri yu save long em.
Ol i save mekim dispela pasin bilong lukluk gut long ol pepa bilong yu aninit long ol rul bilong Bank bilong PNG.
Pasin Bilong Ol i Lukluk long Dinau Bilong Yu:
PFL i save lukluk gut long strongim bilong bisnis bilong yu, sapos yu ken peim bak dinau, na sapos yu gat bang akaun. Ol i gat ol narapela rot bilong lukluk gut long risk bilong dinau, na ol i save bihainim ol rul bilong BPNG. Dispela i min ol i save lukluk long bikpela bilong dinau na risk bilong em.
Hau Ol i Givim Moni:
Sapos dinau bilong yu i go het, PFL bai putim moni stret long bang akaun bilong yu. Ol i no tok klia sapos yu ken kisim moni stret long han long ofis, o sapos ol i save yusim mobail moni.
Pasin Bilong Peim Bak Dinau:
Yu save peim bak dinau bilong yu evri mun, na yu save putim moni stret long bang akaun bilong PFL. Ol i tok, sapos yu leitim peim bak dinau long tripela mun, ol bai kisim wanpela pesen (1%) ekstra fi. Ol i gat ol rot bilong kisim bak moni sapos man i no peim, na dispela i bihainim ol rul bilong BPNG na Savings & Loan Societies Act.
Teknologi na Save Bilong Fon:
PFL i gat wanpela websait na LinkedIn peij bilong ol. Ol i save putim ol tok bilong wok na ol nius long LinkedIn. Tasol, i no gat ap bilong fon bilong PFL i stap long App Store o Google Play. Dispela i soim olsem ol wok bilong ol i stap moa long ofis o long websait tasol, na i no yet kamap strong long mobail ap.
BPNG i Lukautim na Ples Bilong PFL long Maket
Papua Finance Limited em i wanpela insitutesen bilong moni i gat lisens na i stap aninit long strongpela lukaut bilong Bank bilong Papua Niugini (BPNG). BPNG i save lukluk long ol wok bilong ol, na PFL i mas bihainim olgeta rul na lo bilong maket bilong moni. BPNG i save lukluk long ol wok bilong ol evri tripela mun na i save kam lukluk long ofis bilong ol tu, bilong mekim sura olsem ol i wok gut na bihainim ol rul.
Pasin Bilong Banisim Ol Manmeri i Kisim Dinau:
PFL i save bihainim ol rul bilong BPNG bilong banisim ol manmeri i kisim dinau. Ol i save putim ol notis long pablik bilong tokaut agensim ol wok bilong moni i no gat lisens, bilong banisim ol manmeri. I no gat ripot i kamap ples klia bilong ol panisim o hevi bilong lo i paitim PFL.
Ol Kampani i Rausim Maket Wantaim:
PFL i stap long wanpela bikpela maket bilong givim dinau long PNG. Ol narapela kampani i rausim maket wantaim PFL i olsem BSP Finance, Finance Corporation, Handy Finance, FinCorp, Mahogany Capital, Kwik Moni, na I-Finance PNG. PFL i traim long mekim em i narapela long ol, long wanem ol lokal manmeri i ol i onim na wokim kampani, na ol i gat ol kondisen i no strong tumas bilong banisim dinau na givim dinau i gat liklik intres. Ol i tok ol i bikpela long helpim komuniti.
Ol Tok Bilong Ol Manmeri:
I no gat planti tok bilong ol manmeri i bin yusim PFL i stap long ol stua bilong ap o ol narapela ples bilong review. Dispela i mekim i hat long lukluk gut long ol tingting bilong ol manmeri. Sampela tok i save kamap long ol LinkedIn komen i no save givim wanpela stretpela lukluk. Bikpela hevi ol manmeri i save tokaut long em i olsem PFL i no gat ap bilong fon na ol namba bilong intres na fi i no kamap klia long intanet.
PFL i tok ol i bin helpim planti liklik bisnis manmeri long yia 2010 i kam. Ol i gat wanpela lain bilong helpim ol manmeri long ofis na kol senta bilong ol.
Gutpela Tingting Bilong Helpim Ol Manmeri i Wantaime Dinau long PFL
Sapos yu tingting long aplikim dinau long Papua Finance Limited, i gat sampela gutpela tingting yu mas save na bihainim. PFL i wanpela insitutesen i gat lisens na i save wok gut, na ol i save givim dinau long ol manmeri i no save kisim gutpela helpim long ol bikpela bang. Tasol, olsem olgeta dinau, yu mas save gut long ol samting bipo yu sainim pepa.
Lukluk Gut long Nid Bilong Yu: Bipo yu aplikim dinau, lukluk gut sapos yu nidim dinau tru na hamas moni yu nidim. Dinau em i wanpela hevi, na yu mas gat plan bilong peim bak.
Askim Ol Intres na Fi: Maski PFL i tok ol i gat liklik intres, yu mas go stret long ofis bilong ol na askim klia long olgeta namba bilong intres (long wan yia) na ol fi i stap. Askim tu sapos i gat fi bilong statim dinau, fi bilong wokim pepa, o fi sapos yu peim kwik. Dispela i mas kamap klia tru bipo yu mekim desisen.
Save Long Ol Kondisen Bilong Dinau: Skelim gut taim bilong peim bak dinau na ol kondisen bilong em. Sapos dinau bilong yu i gat banis, yu mas save gut long wanem samting bai kamap sapos yu no ken peim bak. Askim tu sapos i gat narapela rot bilong banisim dinau.
Rediim Ol Pepa Bilong Yu: Yu mas rediim olgeta pepa olsem ID bilong gavman, pepa bilong soim ples bilong yu, na ol ripot bilong bang akaun bilong yu. Dispela bai mekim rot bilong aplikim dinau i go kwiktaim.
No Lusim Taim: PFL i no gat ap bilong fon, so yu mas go long ofis bilong ol o kolim ol bilong kisim moa save na aplikim dinau. Planim gut taim bilong yu bilong mekim dispela.
Papua Finance Limited i givim wanpela rot bilong kisim moni bilong helpim ol liklik bisnis na wanwan manmeri long PNG. Sapos yu bihainim ol gutpela tingting na lukluk gut long olgeta save, yu ken mekim gutpela desisen bilong yusim sevis bilong ol.
