Ovasent tru bilong Kampani na Histori bilong Em long PNG
Kwik Moni Limited em i wanpela nupela na nambawan insitut bilong fainans i save givim loani long Papua Niugini. Dispela kampani i kamap long yia 2022 na em i stap insait long ol lo bilong gavman. Kwik Moni i gat laisens namba 8 long lista bilong Banka Sentral bilong Papua Niugini (Bank of PNG) olsem wanpela Licensed Financial Institution aninit long Banks & Financial Institutions Act 2000. Dispela i soim olsem em i wok stret long ol lo na em i stap klia long ai bilong gavman.
Hapkota bilong Kwik Moni i stap long Port Moresby, na em i gat wanpela ofis tu long Lae. Ol wok bilong Kwik Moni i fokus long givim ol loan kwiktaim na isi long ol man meri bilong PNG husat i gat wok na ol smol bisnis. Ol i save givim dispela ol loan i no nidim kalata, olsem wanpela rot bilong helpim ol pipol long painim mani bilong ol nid bilong ol, olsem skul fi, haus sik, baim ol samting bilong singsing marit, kirapim smol bisnis, o stretim ol narapela dinau.
Kampani i bilong ol praivet man na i gat wanpela taim liklik long 11 i go inap 50 wokmanmeri. Ol bos bilong kampani i bilong dispela kantri na ol i gat strongpela tingting long helpim ol lain husat i nidim mani kwiktaim. Ol i mekim wok bilong ol long rot bilong “So Kwik, So Esi” – ol i laik mekim wok bilong givim loan i kamap kwiktaim na isi tru long ol man meri bilong PNG.
Ol Kain Loani na Sevis bilong Kwik Moni Limited
Kwik Moni i gat tupela bikpela kain loan em i givim: ol loan personal na ol loan bilong bisnis. Dispela ol loan i gat ol kainkain namba bilong mani na taim bilong bekim. Ol i save givim ol loan i no nidim kalata bilong bekim, olsem i mekim dispela wok i isi tru long ol man meri husat i no gat planti samting bilong putim olsem kalata.
- Ol Loan Personal: Yu ken borrow mani i stat long K500 i go inap K20,000. Taim bilong bekim dispela ol loan i stat long 5-pela tupela wik (70-pela de) i go inap 52-pela tupela wik (728-pela de). Dispela ol loan i gutpela long ol man meri i nidim mani bilong ol wok olsem baim skul fi, haus sik, mekim singsing marit, o mekim ol narapela bikpela nid bilong famili.
- Ol Loan Bilong Bisnis: Ol smol bisnis i ken borrow mani i stat long K5,000 i go antap. Ol dispela loan bilong bisnis i gat taim bilong bekim i stat long 6-pela mun i go inap 60-pela mun. Long ol bikpela loan bilong bisnis, Kwik Moni i ken givim kastom kotes na ol i ken lukim nid bilong putim kalata o ol gwaranti bilong ol bos bilong kampani, i depend long wanem kain bisnis na loan.
Ol Intres Reit na Ol Fi: Kwik Moni i tok olsem ol i givim “ol intres reit i gutpela na i stap long kompetitiv maket.” Tasol, ol i no putim klia ol intres reit o ol Annual Percentage Rates (APR) long websait bilong ol. Ol i tok olsem ol i no gat ol haitpela fi o fi bilong ol arapela ejen. Ol fi bilong wok bilong loan bai stap klia long yu paslain long yu sainim pepa bilong loan. Ol i no tok klia long ol fi bilong leitim peimen, tasol dispela bai stap insait long kontrak bilong loan.
Ol Nid Bilong Kalata: Long ol loan personal, yu no nidim kalata. Dispela i mekim loan i isi tru long ol man meri i no gat planti samting bilong putim olsem bekim. Tasol, long ol loan bilong bisnis, ol i ken askim bilong kalata o ol gwaranti bilong ol direkta bilong kampani. Dispela i depend long saiz bilong loan na long asessment bilong Kwik Moni.
Rot bilong Mekim Aplikiesen na Ol Risikues
Rot bilong aplikai long Kwik Moni i kwiktaim na isi, olsem ol i tok klia long wok bilong ol. Ol i gat ol ofis long Port Moresby (Gordons) na Lae, we yu ken visitim ol na mekim aplikiesen. Yu ken kolim ol tu o salim imel long ol bilong mekim ol inkuairi.
Ol Rot Bilong Aplikiesen:
- Ofis: Go stret long ofis bilong ol long Port Moresby o Lae.
- Imel/Telefon: Yu ken salim imel long [email protected] o kolim ol long +675 7339 3300 (Port Moresby) o +675 7455 0230 (Lae).
Ol Nid Bilong Aplikiesen (KYC): Long taim bilong aplikai, yu mas pulapim wanpela foom bilong loan na givim ol dispela save:
- Ol nem bilong yu, adres, na namba bilong kolim yu.
- Save bilong wok bilong yu, olsem namba bilong peirol, nem bilong bosman, na ol save bilong em.
- Namba bilong ID bilong yu (paspot o namba bilong nesenel ID).
Yu mas givim Kwik Moni paoa tu bilong lukim histori bilong yu long peim loan long ol arapela kampani na lukim histori bilong wok bilong yu. Ol i save yusim dispela save bilong lukim gut husat manmeri i stap gut bilong bekim loan. Ol i save lukim strongpela wok na pei, na histori bilong yu long peim ol loan long bipo.
Hau Ol i Givim Mani: Sapos loan bilong yu i go het, Kwik Moni bai putim mani long akaun bilong yu long BSP, ANZ, o Westpac. Ol i save yusim ol cek bilong baink bilong mekim dispela wok.
Rot Bilong Kisim Bek Loan: Kwik Moni i gat strongpela rot bilong kisim bek ol loan. Sapos yu no inap bekim loan long stretpela taim, yu gat 36-pela aua bilong stretim dispela. Sapos yu stil no bekim long taim, ol i ken toktok wantaim bosman bilong yu bilong katim mani stret long pei bilong yu. Ol i save ripotim ol manmeri i no bekim loan long ol ofis bilong lukim histori bilong peim loan, na sapos i no stretim, ol i ken tok long lo bilong kisim bek mani.
Lo na Kontrol, na Posissen bilong Kwik Moni long Maket
Kwik Moni Limited i wok stret aninit long ol lo bilong Banka Sentral bilong Papua Niugini. Olsem wanpela insitut bilong fainans i gat laisens, ol i stap aninit long ol rul bilong Banks & Financial Institutions Act 2000. Dispela i minim olsem Banka Sentral i save lukautim na cekim wok bilong ol strongpela. Long July 2025, laisens bilong Kwik Moni i bin nupela na em i stap klia long Banka Sentral bilong PNG.
I no gat wanpela ripot i soim olsem Kwik Moni i bin kisim wanpela panis o tru i mekim rong long ai bilong gavman. Dispela i soim olsem ol i wok stret long ol lo na ol i bihainim ol rul bilong gavman long lukautim ol mani bilong ol pipol.
Posissen long Maket: Long maket bilong PNG, Kwik Moni i save kompet long Moni Plus (Heduru Moni), I-Finance PNG, na Kada Poroman Microfinance. Kwik Moni i save mekim narakain wok bilong em long rot bilong tok bilong ol “So Kwik, So Esi”. Ol i save givim aproval na putim mani kwiktaim long wanpela de tasol long ol manmeri i bin borrow pinis. Ol i save givim ol dispela manmeri ol nupela loan o loan bilong putim antap long nambawan loan wantaim ol nupela intres reit i gutpela moa.
Teknoloji na Haptok bilong Wok: Kwik Moni i gat wanpela websait em i save wok gut long ol telefon na kompiuta. Dispela websait i gat ol kalkuleita bilong loan na ol foom bilong salim inkuairi. Tasol, ol i no gat wanpela mobil ap bilong ol yet. Ol i gat ofis long Port Moresby na Lae na ol i gat plan bilong kirapim nupela ofis long Kokopo long taim i kamap. Ol i wok long helpim ol wokmanmeri bilong PNG, tasol namba bilong ol klaian i no stap klia long ol manmeri.
Gutpela Tingting long Ol Man Meri Husat i Laik Borrow
Sapos yu tingting long borrow long Kwik Moni Limited, em i gutpela sapos yu save gut long ol samting bilong kampani na ol samting bilong loan paslain long yu mekim wanpela disisen. Olsem wanpela saveman bilong mani, mi gat sampela gutpela tingting bilong yu:
- Askim Klia long Ol Intres Reit na Ol Fi: Maski Kwik Moni i tok olsem ol i gat gutpela intres reit, em i bikpela samting bilong yu askim ol long givim klia ol intres reit bilong loan bilong yu, na olgeta fi, paslain long yu sainim wanpela pepa. Yu mas save gut long olgeta mani yu bai bekim.
- Ritim Kontrak bilong Loan Klia: Paslain long sainim, ritim gut olgeta wok bilong kontrak bilong loan. Yu mas save long ol taim bilong bekim, ol fi bilong leitim peimen, na wanem samting bai kamap sapos yu no inap bekim loan.
- Kompia Wantaime Ol Narapela Kampani: Maski Kwik Moni i tok olsem ol i kwik na isi, em i gutpela bilong yu lukim ol intres reit na ol fi bilong ol narapela kampani i save givim loani long PNG, olsem Moni Plus o I-Finance. Dispela bai helpim yu long painim wanem loan i gutpela moa long yu.
- Save Gut long Paoa bilong Yu long Bekim Loan: Mekim wanpela plan long lukim mani bilong yu. Yu mas save gut long yu bai inap bekim loan long stretpela taim na i no bai putim hevi long mani bilong yu. Borrow long wanem namba bilong mani yu inap bekim bek.
- Savi long Laisens bilong Kampani: Kwik Moni i gat laisens bilong Banka Sentral bilong PNG, na dispela i givim strongpela bilip. Tasol, em i gutpela bilong yu save klia olsem kampani i gat laisens bilong gavman.
- Wanem long Ol Mobail Ap: Yu mas save olsem Kwik Moni i no gat mobil ap bilong ol yet. Olgeta transaksen o save i kam long ap i no bilong Kwik Moni na yu mas lukaut.
- Lukaut long Ol Stori Bilong Klaian: Sampela ripot i tok olsem Kwik Moni i kwik long givim aproval, tasol ol narapela i tok olsem intres reit i no klia tumas na sampela taim mani i ken go aut leitim liklik. Yu mas tingim dispela ol stori na mekim disisen bilong yu. Sapos yu gat wanpela komplain, yu ken salim imel long [email protected].
Kwik Moni i stap olsem wanpela importantpela pleya long maket bilong givim loani long Papua Niugini. Ol i givim wanpela rot bilong ol manmeri na smol bisnis long painim mani kwiktaim. Tasol, olsem olgeta fainans transaksen, yu mas save gut long ol samting bilong loan na mekim gutpela disisen bilong yu yet.
