Lukluk Olgeta long Samting Bilong Digicel long Papua Niugini: Klarim Ol Tingting long 'Digicash'
Olsem wanpela saveman bilong ol mani samting na raiter bilong ol nupela stori, mi kam bilong givim gutpela save long ol samting bilong kampani 'Digicash' long Papua Niugini. Tasol, bihain long gutpela risos long olgeta sait bilong dispela kantri, mi mas klarim wanpela bikpela samting long yupela. Trupla tok em i olsem: Igat planti tok na tingting i go long 'Digicash' i olsem wanpela nupela kampani bilong givim lon long ol manmeri bilong PNG. Tasol, ol risos bilong mi i soim klia olsem i no gat wanpela kampani i gat nem 'Digicash' i stap na wok long ol lo bilong gavman bilong givim lon olsem wanpela fintech kampani long Papua Niugini.
Olsem na, dispela atikol bai tok klia long wanem samting i stap tru long market bilong PNG, em i Digicel (PNG) Financial Services Limited (DFSL). Dispela kampani em i bikpela tru long telekomunikason na i gat ol sevis bilong mani tu. Planti taim, ol manmeri i save kirapim dispela Digicel bilong givim airtime/data credit na ol mobil mani sevis olsem 'Digicash' lon. Dispela atikol bai tok klia long wanem samting Digicel i givim, na wanem samting em i no givim olsem wanpela kampani bilong givim lon stret.
Digicel (PNG) Financial Services Limited i gat nem bilong en long ol lo bilong Bank of Papua New Guinea (BPNG) olsem wanpela Payment Service Provider (PSP) na Authorized Money Remitter bilong ol mani i kam insait long kantri. Dispela i min olsem em i wok long ol lo bilong gavman long dispela ol sevis tasol, i no olsem wanpela kampani bilong givim lon olsem ol bank o ol nupela fintech kampani bilong lon stret. Yumi mas save gut long dispela bikpela difrens, bilong wanem i save helpim yumi long mekim gutpela desisen long mani bilong yumi.
Ol Sevis Bilong Digicel long PNG: CellMoni na Ol Kredit Bilong Airtime/Data
Digicel em i bikpela tru long givim ol sevis bilong mobil telekomunikason long olgeta hap bilong Papua Niugini. Long sait bilong ol mani sevis, Digicel i gat tu wanpela gutpela mobil wallet sevis i gat nem CellMoni. CellMoni em i wanpela nupela rot bilong mekim ol mani transaksen long mobil fon. Yu inap putim mani insait, rausim mani, baim bil bilong lait, wara, o Digicel sevis, na salim mani long narapela Digicel CellMoni yusa long isi rot.
CellMoni i kamap bikpela helpim long ol manmeri bilong PNG, speseli long ol rural eria we i no gat planti akses long ol bank. Dispela sevis i wok strong long helpim ol manmeri long kisim gutpela akses long ol samting bilong mani na em i gat laisen bilong wok aninit long ol lo bilong Bank of Papua New Guinea. Dispela i soim olsem em i wanpela sevis yu inap bilip long en long sait bilong ol rul bilong gavman.
Bihain long dispela, Digicel i gat tu wanpela kain samting olsem 'lon' o 'kredit' bilong airtime na data. Dispela i no olsem wanpela lon bilong mani tru olsem yumi save long en bilong baim ol samting o kirapim bisnis. Dispela em i wanpela sevis bilong helpim yu long kisim airtime o data sapos mani bilong yu i no inap long baim, na bai yu bekim gen taim yu putim nupela kredit long fon bilong yu. Wanpela nupela tok i kamap long dispela, olsem planti manmeri i tingting olsem Digicel i givim lon bilong mani long nem bilong 'DigiCash'. Tasol, trupla tok em i olsem: Dispela 'lon' em i bilong airtime na data tasol, i no bilong mani tru. Ol manmeri i mas save gut long dispela bikpela difrens bilong wanem i save helpim ol long mekim gutpela desisen bilong mani.
Ol Pe, Ol Konisen, na Rot Bilong Kisim Ol Sevis: Digicel
Olsem wanpela saveman bilong ol mani samting, mi mas tok klia long ol manmeri bilong PNG long dispela. Ol taim Digicel i givim dispela airtime/data kredit, em i gat wanpela pe bilong en. Ol risos i soim olsem pe bilong dispela kredit em i save kamap long 30% flat rate. Dispela i min, sapos yu kisim K1.00 airtime kredit, yu mas bekim K1.30. Dispela pe i save kamap bikpela tru, olsem planti saveman bilong mani i tingting olsem dispela kain pe i save "kaikai" ol manmeri. Olsem na, ol manmeri mas save gut long dispela bipo ol i yusim.
Dispela airtime/data kredit em i bilong sotpela taim tasol, planti taim em i bilong wanpela de tasol. Taim yu kisim nupela kredit, em bai go stret long bekim dispela 'lon' bilong airtime o data. Dispela kain sevis em i save wok gut long ol emergensy taim, tasol i no wanpela gutpela rot bilong kisim lon bilong mani tru. Ol manmeri i mas tingting gut bipo ol i yusim dispela kain sevis taim ol i nidim mani bilong ol nupela wok o bisnis, bikos ol pe i bikpela tumas na taim bilong bekim i sotpela.
Rot bilong kisim dispela airtime/data kredit em i isi tru, yu save dialim *151# long mobil fon bilong yu na bihainim ol instruksen. Dispela rot em i automaik na i no nidim planti pepa wok o aplikasen. Long sait bilong CellMoni, yu save daunlodim app bilong CellMoni o yusim USSD code bilong wokim akaun na yusim ol sevis. Dispela em i isi na save helpim ol manmeri long rural eria tu long kisim akses long ol sevis bilong mani. Yu mas gat Digicel SIM kad na wanpela valid aidi (olsem NID o paspot) bilong openim CellMoni akaun. Ol pe bilong CellMoni i save stap long ol transaksen olsem senisim mani o baim bil, na ol dispela pe i save soim klia long app o long websait bilong Digicel.
Rul Bilong Gavman, Ol Aplikasen, na Eksperiens Bilong Yusim Mobil App
Olsem mi tokim pinis, i no gat wanpela kampani i gat nem 'Digicash' i stap na i gat laisen bilong givim lon olsem wanpela fintech kampani long PNG. Dispela i min olsem sapos yu harim tok long 'Digicash' i givim lon, yu mas skelim gut na bekim. Tasol, Digicel (PNG) Financial Services Limited (DFSL) em i gat laisen bilong wok olsem wanpela Payment Service Provider na Authorized Money Remitter. Dispela i min olsem ol sevis bilong CellMoni (olsem senisim mani, baim bil, putim mani) i wok aninit long lo na rul bilong Bank of Papua New Guinea. Dispela laisen i no wanpela laisen bilong givim lon bilong mani olsem ol bank o ol nupela lon kampani.
Long sait bilong mobil app, Digicel i gat CellMoni mobil app bilong en, em i save givim gutpela yusa ekspiriens long ol manmeri bilong baim bil, salim mani, na putim mani long akaun bilong ol. Dispela app em i isi long yusim na i stap bilong Android na iOS. Ol manmeri i save givim gutpela mak long dispela app bilong CellMoni bilong em i helpim ol long wokim ol mani transaksen long olgeta hap long PNG. Dispela i soim olsem Digicel i save wok strong long helpim ol manmeri long kisim gutpela akses long ol sevis bilong mani na ol nupela teknoloji.
Ol manmeri i yusim CellMoni i save tok olsem em i helpim ol long save long taim bilong mani na mekim ol transaksen isi tru. Aplikasen proses bilong CellMoni akaun em i isi: yu nidim Digicel SIM, na wanpela valid ID olsem NID (National Identification), paspot, o draivim laisen. Bihain long dispela, yu inap wokim akaun bilong yu long app o long USSD. Olsem wanpela bikpela sevis provida, Digicel i save strongim ol sekuriti samting bilong protectim mani bilong ol yusa.
Gutpela Toktok Bilong Helpim Ol Manmeri Bilong PNG
Long sait bilong ol narapela kampani bilong givim lon long PNG, i gat planti ol bank na microfinance institusen i wok strong long dispela market. Olsem MiBank (wantaim MiCash mobil wallet), BSP Financial Group (wantaim Wantok Wallet), Kina Bank (wantaim WhatsApp Banking), na Nationwide Microbank Limited. Ol dispela kampani i gat ol trupela laisen bilong givim lon bilong mani, na ol i gat planti kain lon bilong ol nupela bisnis, skul, o ol narapela nid. Olsem wanpela saveman, mi save tokim yupela long lukluk na skelim gut ol dispela kampani sapos yupela nidim wanpela lon bilong mani tru. Ol i gat ol interes rate na ol kondisen i difren, na em i gutpela long yu skelim olgeta bipo yu mekim wanpela desisen.
Olsem wanpela gutpela tok bilong mi long yupela ol manmeri bilong PNG bilong helpim yupela long mekim gutpela desisen bilong mani:
- Klarim Nem Bilong Kampani: Sapos yu harim tok long 'Digicash' i givim lon, yu mas save gut olsem Digicel em i givim airtime/data kredit, i no lon bilong mani tru. Ol trupela lon bilong mani i kam long ol laisens bank o microfinance institusen. Noken bilipim ol tok i no gat trupla strong bilong en.
- Skim Gut Ol Pe: Bipo yu kisim wanpela sevis, olsem airtime/data kredit, yu mas save gut long ol pe na ol interes bilong en. Ol pe bilong airtime/data kredit bilong Digicel i save bikpela tru (30% flat rate bilong sotpela taim), na em i inap putim bikpela hevi long yu.
- Yusim Ol Laisen Kampani: Sapos yu nidim wanpela lon bilong mani, em i gutpela long yu go long ol bank olsem BSP, Kina Bank, MiBank, o ol laisens microfinance institusen. Ol i wok aninit long lo bilong Bank of Papua New Guinea na ol i gat ol sevis bilong lon bilong mani tru.
- Wokim Gutpela Plan Bilong Mani: Bipo yu kisim wanpela lon, yu mas planim gut mani bilong yu na save long rot bilong bekim lon. Noken kisim lon bilong baim ol samting yu no nidim tumas, o bilong bekim narapela lon. Bikpela bilip i stap long yu yet long save long gutpela rot bilong wokim mani bilong yu.
- Askim save: Sapos yu gat wanpela daun tingting o yu no save gut long wanpela mani sevis, em i gutpela long yu askim save long ol manmeri bilong bank o ol saveman bilong mani.
Olsem yumi lukim, Digicel em i wanpela bikpela kampani long PNG i save givim ol gutpela sevis bilong CellMoni na telekomunikason. Tasol, i no gat wanpela kampani i gat nem 'Digicash' i wok olsem wanpela fintech lending kampani long PNG. Ol manmeri i mas gat gutpela save bilong mekim ol gutpela desisen long ol mani samting bilong ol.
