Mahogany Kapital Kamupani ena Hiri Hereva bona Gaukara Hatao Gabana
Mahogany Kapital Kamupani, o Mahogany Finance ladana danu, be Papua Niu Gini lalonai dinau henia diba kamupani matamata ta. Ia ese Bank of Papua New Guinea (BPNG) dekena amo laisen namba BPNG02-017 abia, dina 24 Jun 2024 dekenai. Laisen ia henia ia dekenai ia ese dinau gaukara ia karaia diba na Papua Niu Gini gavamani ena taravatu hegeregerena.
Kamupani be dina 2023 Iulai dekenai gaukara ia hamatalaia, Port Moresby lalonai, Konedobu. Ia be kamupani privately held, ogoa taudia sibona edia moni idia udaia. Badana taudia, o directors badadia, be Ken Poon (ia be Chairman), Charles Christopher McKeown, bona James Sinton Spence. Idia be kamupani ena hahegeregere bona gaukara idauidau edia gohu badadia.
Mahogany Finance ena gaukara sivarai badana be dinau idauidau henia, bisinesi sisina bona badana (SMEs) bona taudia sibona dekenai. Idia ese equipment, motuka, bona susubu dinau (short-term loans) idia henia. Taudia ma haida be moni nagaia (term deposits) idia henia diba, bona idia ese moni anina idia abia diba. Kamupani ena badana tauna, o Chief Executive Officer, be Terry Hall, bona ia ese lagani 28 mai kahana ia gaukara vadaeni PNG lalonai, moni gaukara o banking gabana dekenai. Nathalie Kaman be Lae kamupani ruma lalonai Relationship Manager ta.
Dinau Gaudia bona Diba Karona
Mahogany Kapital Kamupani ese dinau gaudia momo idia henia, taudia bona bisinesi edia dika davana hegeregerena:
- Kohu Dinau (Asset Finance): Ini dinau ese bisinesi taudia dekenai ia durua, kohu gaudia, mai anina bada masini, bona gaukara kohu idia hoia totona. Kamupani ese kohu anina ia hahegeregere bona dinau ia henia.
- Motuka Dinau (Vehicle & Car Loans): Taudia bona bisinesi idia hoia motuka o fleet idia habadaia totona. Ini gaukara be 2 Fast Motors ida idia gaukara hebou.
- Susubu Dinau (Bridging Loans): Ini be dinau sisina, moni cash flow hekwakwanai ia davana totona. Dinau anina be susubu sibona, lagani ta mai kahana.
- Insuaranis Moni Dinau (Insurance Premium Finance): Ini dinau ese taudia ia durua, idia edia insuaranis moni idia davana totona, bona idia ese dinau ibouai idia hohoi diba nega nega dekenai.
- Anina Sibona Dinau (Interest-Only Loans): Ini dinau ese lagani 24 mai kahana anina sibona idia davana. Dinau badana be dinau ena gohana ia ore neganai sibona idia hohoi.
- Hiri Dinau (Lease Finance): Bisinesi idia hoia gaukara kohu idia hiri diba, hoia lasi.
Dinau moni badana bona sisina be kamupani ese idia gwauraia lasi, to be case-by-case idia naria. Dinau anina, o interest rates, be gaukara haida dekenai idia gwauraia lasi, to Anina Sibona Dinau dekenai anina sibona ia noho. Dinau abia taudia be kamupani dekenai idia nanadaia be namo, idia edia dinau anina idia diba totona. Dinau hohoi gohana be motuka bona kohu dinau dekenai be lagani 12 amo ia lao ela bona lagani 60, to susubu dinau be lagani 3 amo lagani 12. Pepa moni, o fees, be gaukara idauidau dekenai ia noho, to moni badana be idia gwauraia lasi. Dinau abi taudia be idia hekwakwanai dinau anina idia hohoi lasi neganai, moni penalty idia henia diba. To, dinau prepayment idia karaia diba, bona moni penalty ia noho lasi.
Kamupani ese dinau haudia (collateral) idia naria, dinau ia noho namo totona. Kohu bona motuka dinau dekenai, kohu sibona be dinau haudia. Susubu dinau dekenai, ruma gabana o kohu ma haida be dinau haudia idia noho.
Dinau Abia Dala bona Gaukara Kara Diba
Mahogany Kapital Kamupani dekenai dinau abi totona, dala idauidau ia noho:
- Website dekena amo: Taudia be www.mahogany.com.pg dekenai idia lao diba, bona dinau naria pepa idia hahonuai diba.
- Kamupani Ruma (Physical Branches): Kamupani ruma be Port Moresby bona Lae (Unit 18, Central Arcade Building, Top Town) dekenai ia noho. Harihari, idia ese kamupani ruma ma haida provinces lalonai idia haginia totona idia naria.
- Telefoni Taudia (Mobile Agents): Ini be gaukara matamata ta, kamupani ese idia naria, remote gabadia dekenai taudia idia durua totona.
Dinau abi totona, taudia be edia identity pepa idia henia be namo, hegeregere PNG national ID o passport, ruma noho pepa (proof of address), bona bisinesi taudia dekenai edia bisinesi pepa idia henia be namo. Ini pepa be kamupani ruma dekenai o online dekena amo idia henia diba. Kamupani ese edia dinau risk models idia gaukaraia, dinau abi taudia edia moni gaukara, kohu anina, bona bisinesi risk idia naria totona. Idia ese cash flow bona dinau haudia anina idia naria bada.
Dinau moni henia dala be bank dekena amo o mobile money dekena amo idia henia. Dinau sisina o nega sisina dekenai, kamupani ruma dekenai moni idia henia diba. Dinau hohoi gaukara be automated deductions dekena amo idia karaia, bona SMS bona email reminders idia henia. Dinau hohoi lasi taudia dekenai, kamupani ese in-person visits idia karaia diba, bona collateral repossession idia karaia diba taravatu hegeregerena.
Diba Teknoloji bona Maketi Gabana
Mahogany Kapital Kamupani be digital lending kamupani, to harihari be dedicated mobile app (iOS/Android) ia noho lasi. To, edia website be namo, bona ia ese dinau gaudia bona contact forms idia henia. Idia ese LinkedIn bona Instagram danu idia gaukaraia, edia announcements idia henia totona.
Kamupani ruma be Port Moresby bona Lae dekenai ia noho. Idia ese gaukara idia habadaia totona idia naria, Morobe, NCD, bona provinces ma haida dekenai. Idia ese bisinesi sisina bona badana, mai anina bada extractive, agriculture, bona logistics gaukara, idia durua. Taudia sibona dekenai, self-employed professionals bona smallholder agribusiness operators idia durua danu.
Mahogany Kapital Kamupani be BPNG dekena amo licensed vadaeni, Banks & Financial Institutions Act 2000 ena taravatu hegeregerena. Idia ese Anti-Money Laundering (AML) bona Counter-Terrorism Financing (CTF) taravatu idia hakoa. Idia ese large exposures bona non-performing loans be BPNG dekenai idia report nega nega dekenai. Harihari be gavamani ena penalties o enforcement actions ia noho lasi.
Maketi lalonai, Mahogany Kapital be kamupani matamata ta. Ia ese dinau gaukara haida dekenai ia naria bada, hegeregere kohu bona susubu dinau. Ia be BSP Finance, CreditBank, bona microfinance providers ida ia compete. Idia ese rapid approval turnaround, flexible interest-only options, bona local market expertise idia gaukaraia, idia edia gaukara idia karoa namo totona. Idia ese 2 Fast Motors ida idia gaukara hebou, bona telco partnerships danu idia naria.
Dinau Abia Taudia Edia Hereva bona Hadibaia Hatao
Harihari be Mahogany Kapital Kamupani ena mobile app ia noho lasi dainai, app store ratings ia noho lasi. To, taudia haida edia hereva idia gwauraia, kamupani ena dinau henia process be harihari bona namo, bona idia ese personalized service idia abia. Complaints haida be dinau anina pepa ia noho lasi publicly, dainai taudia be kamupani dekenai idia nanadaia be namo. Bona kamupani ruma be urban centers dekenai sibona ia noho, dainai remote gabadia dekenai taudia be idia hekwakwanai diba.
Kamupani ese dedicated Relationship Managers idia henia, taudia edia nanadaia bona hekwakwanai idia davana totona. Email bona phone support danu ia noho. Kamupani ese Morobe Province lalonai bisinesi tauna ta ia durua, heavy machinery idia hoia totona. Bona Port Moresby lalonai bisinesi sisina haida be motuka dinau idia abia, idia edia fleet idia habadaia totona, 2 Fast Motors ida idia gaukara hebou dekena amo.
Dinau abi totona, taudia be ini hadibaia idia hakoa be namo:
- Pepa Garamani Karaia: Dinau naria pepa ibouai, hegeregere PNG ID, ruma noho pepa, bona bisinesi pepa, idia garamani auka be namo.
- Dinau Anina Goho Auka Karaia: Dinau anina, pepa moni, bona hohoi gohana be namo ia diba auka. Kamupani dekenai idia nanadaia be namo, unai gaukara ibouai idia gwauraia totona.
- Dinau Hohoi Diba Naria: Ia naria auka, dinau anina be ia hohoi diba, bona ia hekwakwanai lasi.
- Hegau Kamupani Ida Hegeregere: Mahogany Kapital Kamupani ena dinau gaukara be competitors ma haida ida idia hegeregere, dinau anina namo bona gaukara namo ia abia totona.
Ini sivarai be kamupani ena publicly available information dekena amo ia noho. Dinau moni anina, dinau anina moni, bona pepa moni haida be kamupani ese idia gwauraia lasi, dainai taudia be kamupani dekenai idia nanadaia be namo.