1. Gocredit Kompani Sivarai Bona Papua Niu Gini Lalonai Basia Noho
Gocredit be diḡitali dala dekenai moni dinau ḡaudia idia henia. Mani be haraga bona mobaíl apu (mobile app) ḡaukaralaia toana idia henia. To, Papua Niu Gini (PNG) lalonai, Gocredit ladana be gubena Banika Bada (Bank of Papua New Guinea) ena laisini baia moni komani dia ena reita lalonai basia noho. Mani be bada gauna herea. Mani ladana be Kompani Dala 1997 (Companies Act 1997) henunai danu Papua Niu Gini lalonai reḡistare baia las. Unai anina be, Gocredit ladana henunai moni dinau ḡaudia idia henia toana be Papua Niu Gini lalonai gubena gima baia las, bona ofisiali dala dekenai basia noho.
Mani sivarai idia noho toana be India (RBI-regulated banks/NBFCs) bona United States lalonai. Gocredit ladana be Papua Niu Gini lalonai ofisiali komani ta basia noho. Unai dainai, Gocredit ena websaiti bona mobaíl apu dia be India koukou dia dekenai idia torea, bona Papua Niu Gini koukou dia dekenai las. Mani komani ena havara dinana be diba las. Mani komani ena taudia bona naria taudia be diba las, bona PNG lalonai mani komani taudia basia noho. Mani komani ena dala be diḡitali dinau bese lalonai idia ḡaukara, bona mani dinau gaudia be haraga idia henia, to India lalonai sibona.
Unai dainai, Papua Niu Gini koukou dia be namona naria bada. Gocredit be Papua Niu Gini lalonai gubena laisini baia las, bona mani dinau ba ḡaukaralaia toana, namona herea ba diba mani komani be gubena dala henunai idia noho toana.
2. Dinau Gaudia Bona Moni Davana Dala (India Sivarai)
Gocredit be Papua Niu Gini lalonai ofisiali dala dekenai basia noho dainai, dinau ḡaudia, gwauhamata dala, dinau hoiadia (interest rates), bona moni davana (fees) be Papua Niu Gini gubena dala henunai basia noho. Mani Gocredit India lalonai idia henia ḡaudia be mani dekenai anina las, to mani sivarai maoro ba diba toana mani heḡereḡere:
- Dinau Dala: Haraga moni dinau (personal loans) diḡitali dala.
- Dinau Moni: India rupia 5,000–500,000 heḡereḡere. Mani be US dala 60 bona 6,000 heḡereḡere. Papua Niu Gini moni (kina) lalonai be heḡereḡere las.
- Dinau Hoiadia (APR): Mani mani 36% heḡereḡere. Mani be dinau moni davana mani mani heḡereḡere, bona be bada herea.
- Gwauhamata Dala: Huana 6 bona huana 60 heḡereḡere. Dinau ba hamohelaia huana ena namba.
- Gauna Dala Moni Davana: Dinau idia henia toana, 2% heḡereḡere idia henia. Mani davana bona takisi (GST) danu.
- Dabia Moni (Collateral): Baia las (unsecured). Mani dinau be gauna ta basia henia toana idia henia.
- Moni Haraga: Dinau be banika lalonai haraga idia henia.
Mani namba dia be India moni (rupee) bona gubena dala dia dekenai. Papua Niu Gini moni (kina) bona gubena dala dia be heḡereḡere las. Dinau hoiadia be bada herea diba, bona mani davana danu be bada. Koukou dia be namona naria bada, badina gubena gima baia las, bona dinau hoiadia dia be bada herea diba.
3. Aplikese Dala, Mobili Apu Bona Gubena Gima Basia
Gocredit mobaíl apu ladana be “GoCredit Instant Personal Loan”. Mani apu be Google Play bona App Store lalonai idia noho, to India koukou dia dekenai. Papua Niu Gini lalonai apu storo (app store) lalonai basia noho. Mani apu ena namba be bada herea, to India lalonai sibona. Papua Niu Gini koukou dia be mani apu basia ḡaukaralaia diba maoromaoro.
Aplikese Dala Bona Gubena Gima Basia:
- Koukou Dala: Koukou dia be mobaíl apu bona websaiti ḡaukaralaia toana idia aplikese. Papua Niu Gini lalonai ofesi ta basia noho.
- Diba Dala (KYC - Know Your Customer): India lalonai, koukou dia be PAN bona aderesi sivarai idia henia. To Papua Niu Gini lalonai, mani dala dia be basia noho. Unai dainai, Papua Niu Gini koukou dia be mani dinau komani be diba las.
- Dinau Naria Dala: AI (Artificial Intelligence) tekinoloḡi idia ḡaukaralaia, to India lalonai sibona. Papua Niu Gini lalonai, mani dala dia be basia noho. PNG ena moni dinau naria sivarai (credit bureau) be mani komani ida basia noho.
- Moni Haraga Bona Naria Dala: Moni be haraga idia henia banika lalonai. Moni naria danu be otomatiki dala dekenai. To mani dala dia be India gubena henunai sibona. Papua Niu Gini gubena dala dia be basia ḡaukara mani apu henunai.
Unai dainai, Papua Niu Gini koukou dia be namona naria bada. Mani apu dia be India koukou dia dekenai idia torea, bona Papua Niu Gini gubena dala dia be basia ḡaukara mani apu henunai. Gima baia las, bona gubena dala dia be basia noho.
4. Gubena Laisini Bona Gima Dala: Bada Sivarai
Mani sivarai be bada gauna herea, bona namona herea ba diba. Gocredit be Papua Niu Gini lalonai gubena laisini baia las. Papua Niu Gini Banika Bada (Bank of Papua New Guinea) ena reita lalonai, Gocredit ladana komani ta be laisini baia las. Unai anina be, Gocredit be Papua Niu Gini lalonai ofisiali dala dekenai moni dinau ḡaudia basia henia diba.
India lalonai, Gocredit ena mobaíl apu bona websaiti dia be RBI (Reserve Bank of India) gubena henunai idia ḡaukara moni komani dia ida idia noho. To Papua Niu Gini lalonai, mani dala dia be basia noho. Unai dainai, mani dinau koukou dia be gubena gima baia las. Mani komani be gubena dala henunai basia noho dainai, gubena ta be basia naria diba. Gocredit ladana henunai moni dinau ḡaudia ba ḡaukaralaia toana, gubena dala henunai moni dinau koukou dia be gima baia las. Gubena dala dia be mani komani dekenai be basia ḡaukara diba.
Mani komani be PNG lalonai reḡistare baia las dainai, gubena be basia naria diba, bona mani gima dala dia be basia noho. Unai dainai, koukou dia be namona naria bada. Mani be goeva las.
5. Papua Niu Gini Lalonai Gocredit Ena Basia Bona Dala Namo
Gocredit be Papua Niu Gini moni dinau bese lalonai basia noho. Mani komani ena bese moni dinau lalonai 0% idia noho. Papua Niu Gini lalonai, mani dinau komani dia be gubena laisini baia, bona gubena dala henunai idia ḡaukara. Mani heḡereḡere be BSP Finance, Finance Corporation Ltd, bona First Investment Finance. Mani komani dia be gubena dala henunai idia noho, bona moni dinau koukou dia be gima baia.
Gocredit be AI tekinoloḡi idia ḡaukaralaia India lalonai, to Papua Niu Gini lalonai basia noho. Unai dainai, mani komani be Papua Niu Gini gubena gima baia las, bona koukou dia be namona naria bada. Mani be goeva las.
Dinau Koukou Dia Dekenai Dala Namo:
- Gubena Laisini Naria: Namona herea Papua Niu Gini Banika Bada (Bank of Papua New Guinea) ena websaiti lalonai mani komani ladana idia laisini baia noho toana ba diba. Mani be bada gauna herea moni dinau ba ḡaukaralaia toana.
- Gwauhamata Dala Naria: Moni dinau ba ḡaukaralaia toana, namona gwauhamata dala, dinau hoiadia (interest rates), bona moni davana (fees) ba naria maoromaoro. Gubena laisini baia las komani dia be gwauhamata dala namo basia henia diba, bona dinau hoiadia be bada herea diba.
- Basia Naria: Mani komani be Papua Niu Gini lalonai basia noho dainai, mani koukou dia be basia naria diba. Gubena dala dia be basia ḡaukara.
- Sivarai Namo: Papua Niu Gini lalonai, mani dinau komani dia be gubena laisini baia, bona gubena dala henunai idia ḡaukara. Namona mani komani dia ba ḡaukaralaia. Mani be goeva bona gima dala.
- Koukou Laui Naria: India lalonai koukou dia be mani Gocredit apu idia namo, to Papua Niu Gini koukou dia be mani lauia dia basia noho. Koukou dia be namona naria bada, badina gima baia las.
Mani sivarai be bada gauna herea. Gocredit ladana be Papua Niu Gini lalonai gubena laisini baia las. Unai dainai, mani dinau koukou dia be namona naria bada herea. Mani gubena dala dia ba naria maoromaoro, bona moni dinau ba ḡaukaralaia toana, namona gubena laisini baia komani dia ba ḡaukaralaia. Mani be goeva bona gima dala. Moni koukou dia be namona herea ba diba mani komani ena sivarai maoromaoro baia noho toana.
